Many of the Zeller and Volk supporters posting in the comments point out that Tom Reed is a debt collecting attorney. Well, my brother happens to be an attorney who makes part of his money from collecting debts (in another state). He's an honorable family man, just like Reed, but at least he acknowledges the main reason people go into debt and can't get out -- medical bills.
And he also realizes one of the reasons that people have a hard time with medical bills is that the deck is stacked against the self-paying individual. If you or one of your family members ever happens to go to the hospital, take a hard look at the bill. If they're insured, the insurance company has cut deals with the hospital for a discount, and it's nothing minor. For example, I know someone who had to have multiple high-res MRI scans of the brain. There's only one machine in Rochester that can do them, and the price for the uninsured person is around $5,000. For someone with insurance, the price is about $1,600, because Excellus has negotiated a discount with the University of Rochester.
Let's imagine that you're a young person who just paid your way through college. You're working a part-time job because the economy is bad, and you can't afford insurance. If you have an unexplained seizure, which isn't that uncommon, you really have no choice. You pay $3,400 more than someone who's insured for a high-res MRI. Then, you either go into bankruptcy, at worst, or get a call from Tom Reed, at best.
According to my brother, when Reed finally comes to collect this bill, he'll probably knock off a few thousand bucks and cut a deal. Our college kid will probably end up paying a bit more than what the insurance company did, but he'll have to ruin his credit rating to do it.
Under evil, nefarious, socialistic Obamacare, which Tom Reed's party has pledged to repeal, our new graduate would get a subsidy to help him pay for insurance, and his insurance would pay for his procedure. If the seizure was caused by a chronic illness, our new graduate could not be denied insurance for the rest of his life. These are the awful things Democrats like Zeller want.
Like Tom Reed, my brother and I both make plenty of money and can afford good insurance. Unlike Reed, my brother and I both support Democrats because we believe that this country owes the working poor a chance to get ahead in life without facing life-destroying medical bills. There's a lot of rhetoric about personal responsibility being thrown around when we talk about healthcare reform. The reality is that uninsured people who will benefit from healthcare reform are generally working poor. I have a hard time being very judgmental about people who are poor and holding down a job.
So, don't knock Tom Reed for being a debt collector. Knock him for not wanting to give people who work but can't afford insurance an opportunity for the same coverage that he can afford.